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Fire and Special Perils (Assets)
The fire and Special Perils insurance provides cover to the insured organization
Fire and special perils (assets) Insurance
The fire and Special Perils insurance provide cover [i.e. financial compensation] to the insured organisation in the event of damage or destruction of property as a result of:
Scope of Cover
- • Fire outbreak, lightning and explosion. Fire in this instance refers to such as may result from any source.
- • The policy further covers other risks usually referred to as special perils: Storm & tempest, flood, wind & hailstorm
- • Earthquake, subterranean fire, land subsidence and tornado
- • Aircraft and other aerial devices or articles dropped therefrom. Bursting or overflowing of water tanks, apparatus or pipes causing water damage to the property.
- • Impact damage to the buildings by any road vehicle, horse or cattle [except those owned by the insured
Assets Covered
- • Buildings and Structures of every description within the organisation.
- • Any form of machinery such as Generating Plants, etc
- • Contents which include Office Furniture and Equipments
- • Other property owned and located within the company premises
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